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Terms and Conditions

Home Business Journal is ęCopyright 2006 Home Business Journal. All rights reserved. Home Business Journal™ is a registered trademark of Home Business Journal. Trademarks of third parties are property of their respective trademark holders. Unauthorized duplication in part or whole is strictly prohibited by international copyright laws without the prior written consent of Home Business Journal. By using Home Business Journal you acknowledge your acceptance and binding to the terms and conditions set forth in this legal document.

All features and specifications of Home Business Journal are subject to change without prior notice. Home Business Journal is provided on an "as-is" basis. Home Business Journal makes no guarantee or warranty as to the accuracy, suitability, performance, compatibility, applicability, reliability or availability of the Home Business Journal web site or any of its content. In no event shall Home Business Journal be held responsible for any direct, indirect or consequential damages either financially, physically or otherwise, due to the use of Home Business Journal even if due to the negligence of Home Business Journal.

Users outside of North America are recommended to obtain information from their local government as to the lawfulness of using Home Business Journal prior to use. Home Business Journal shall not be held responsible for the content of externally linked sites. The content of externally linked sites is not endorsed or controlled by Home Business Journal. Although every measure has been taken to assure the sites we link to are of the highest content quality and reliability, your use of provided links to external sites is at your own risk.

This agreement (the version held at web address http://www.homebizjour.com/legal.asp) constitutes the full and complete understanding of the terms and conditions of using Home Business Journal at all times, and supersedes any prior versions or contracts pertaining to membership or usage of Home Business Journal and its services. This agreement may be modified from time to time without prior notice. Any and all future modifications to this agreement will be posted to this page. Changes to this agreement which Home Business Journal considers "major" or "of importance" will be highlighted for a reasonable period of time. This document was last updated January 6th, 2006.

Privacy Policy

The protection of our user's privacy is of the most paramount importance to Home Business Journal. This document outlines how the information we collect from our users is acquired, transmitted, stored, used and the lifecycle of such data. Under no circumstances will personally identifying information collected from our users be sold, leased, rented, loaned or given to external companies or organizations without prior user notification and / or permission. However, Home Business Journal cannot be held liable in the event that private information is stolen, hacked or otherwise obtained due to circumstances beyond the control of Home Business Journal. Users wishing to obtain a listing of, or make changes to the private information stored by Home Business Journal, must make a formal written request to info@homebizjour.com and allow 10 to 15 business days for processing. In the event Home Business Journal is acquired by a third party, the private information of Home Business Journal users will be transferred, and continue to be bound to this privacy policy until such time that users are adequately notified of policy changes.

All information which Home Business Journal obtains from its users is kept secure and confidential to the best of our abilities at all times. This includes security protection of the physical devices storing the information and computer based protection in the form of passwords, encryption, signed certificates and other means. Access to the private information of our users is limited to the employees and authorized subcontractors of Home Business Journal and technicians of its hosting provider. Exceptions include:
  • third party personnel requiring access to servers for the sole purpose of routine, scheduled or emergency maintenance; and or upgrading of hardware, software or configurations;
  • law enforcement or government agencies in order to comply with local laws and regulations;
  • companies specifically authorized to perform monitoring, technical, analytical or diagnostics services or tasks on our servers and or other equipment.

Home Business Journal collects, stores and utilizes personal information in the following ways:

  • Email Newsletter
    Personal information collected includes email address, name, IP address and date / time stamp. This information is retained indefinitely in a secured database environment as an account for the newsletter subscription. The personal information is used for distribution of the email newsletter, occasional announcement emails and promotions, account administration and customer service purposes only. This information is collected directly from the subscriber. Private information such as telephone numbers, fax numbers, email addresses and postal addresses will not be used for the purpose of marketing third party products, services or organizations - and are strictly retained for purposes relating directly to Home Business Journal and its related services.
  • Web Traffic Statistics
    Individually identifying information collected includes the IP and host address information of our users. This information is collection without notification to the user. The information is used purely for general web traffic statistics and reports. The information is not used to monitor, track or report on the usage of individual users unless the user is suspected of illegal or unauthorized usage of any component the Home Business Journal infrastructure is comprised of. Additional information collected on users which is considered non-personal, and is collected without prior knowledge of the user includes: browser version, time and date stamp of all transactions against the Home Business Journal server, referral information, country of origin, city of origin, hosting provider.
  • Cookies
    During usage of particular functions within Home Business Journal, cookies may be saved to the client workstation that improve the efficiency and quality of service.

If you have any questions, comments or concerns about our legal or privacy policies, we welcome you to contact us at info@homebizjour.com.



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